Best Medical Insurance Plans for Super Visa in Calgary

For obtaining a Super Visa, an applicant has to submit a proof that he/she has a minimum $100,000 as health insurance coverage from a Canadian Insurance company having a validity of at least one year. This insurance aims at covering any unexpected medical emergency on their visit to Calgary. It is a necessity to attach a medical insurance certificate along with Super Visa Insurance. For the review by a Point of Entry Officer, Medical Health Insurance should be available and that too valid for every time the parent or grandparent visits Calgary.

The Insurance must cover

·         Emergency medical care

·         Repatriation

·         Hospitalization

These medical insurance for super visa in Calgary, are very similar to regular Health Insurance policies and work in the same way. You can choose a deductible and pay a premium according to your requirement. In return, the responsibility of the insurer is to agree to pay a certain amount in coverage for any health expense that may arise during your family member’s visit to Calgary.

It is always advisable to read and understand the coverage terms of your Super Visa Insurance Policy. However, medical expenses like doctor’s fees, X-rays, emergency dental work etc. are usually covered by most insurers and does not cover a discretionary medical expense that is not urgent. The various benefits included in Super Visa Medical Insurance are:

·         Hospital accommodation

·         Surgeries

·         Ambulance Services

·         Physician’s Services

·         Emergency Dental repair

·         Prescription Medications

·         Diagnostics and X-rays

·         Nursing Care

·         Medical Services and Hospitalization

·         Repatriation

·         Accidental Death and Dismemberment

In case of any pre-existing medical condition, you should share it with your insurer. Whether it will be covered under Super Visa Insurance or not, depends on your company, your condition and stability.

The coverage of the insurance policy must be continuous during the entire length of stay in Canada that means during the use of the visa there can be no breaks or gaps of coverage while staying in Calgary.

To determine the cost of your medical insurance for super visa in Calgary, various factors are responsible like the amount of coverage, applicant’s age, deductible etc. You can get the exact price by filling the information correctly and getting a quote through an online calculator. The cost of medical insurance for Super Visa is not considered tax-deductible as opposed to Health and Dental Insurance expenses.

In case your parents return home early or do not receive a Visa application then refund is available. If a visa is not issued or due to some reasons your parents decide not to come, they can cancel the policy before-hand and get a 100% refund. If there are no claims against the policy, the premium is refundable partially when the traveler leaves Calgary. 

Anyone can purchase a Super Visa Insurance policy on behalf of their parents/grandparents who are coming to Canada. The person visiting Calgary needs to upload the documents that you receive after purchasing medical coverage to CIC account or print and send it along with paper application package for Super Visa to CIC. You should also carry a proof of your Super Visa Insurance Coverage with you on a trip to Calgary.

When you buy a medical insurance for super visa in Calgary, choose a Health Insurance plan that is right for you. You can have a monthly payment plan or an annual payment plan, anything that is a convenient and affordable option for you to pay.